Customers expect to pay with **MTN MoMo, Telecel Cash, and AirtelTigo Money** — not card-only checkout.
Common integration paths
### 1. Payment aggregators - **Paystack Ghana** — cards + MoMo, good docs - **Hubtel** — strong local presence, USSD and MoMo
### 2. Direct telco APIs More control, more compliance work — usually for larger volume.
### 3. Custom checkout on your site We build Next.js / React checkouts that: - Create payment references server-side - Webhook-verify success before fulfilling orders - Log transactions in your admin dashboard
Security basics
- Never trust client-side "payment success" alone - Verify webhooks with secret keys - Store minimal PII; use HTTPS everywhere
Typical project add-on
MoMo integration on an existing site often runs **$800–$2,500** depending on cart complexity and reconciliation needs.
Building in Ghana? [Talk to Dikoder Tech](/contact?intent=estimate).